Changelly uncovers the main stablecoin trends for 2026, and hosts a podcast with Stablerail on stablecoin infrastructure every business must build on May 15, 2026.
May 6, 2026 — Changelly has published new findings on stablecoin usage trends, indicating a shift from trading-focused activity toward everyday payments, portfolio liquidity management, and consumer spending behavior.
The report combines Changelly platform data from 2025 with survey results conducted jointly by Changelly and Simple among more than 3,000 users. According to the findings, stablecoins are increasingly being used as active financial tools rather than solely as trading infrastructure.
To further explore these developments, Changelly will host a live discussion titled “The Rise of Stablecoins: Infrastructure Every Business Must Build” on May 15, 2026. The session will feature John Adam Khandjian, CGO at Changelly, and Alex Emelian, CEO and Co-Founder of Stablerail, discussing how stablecoin infrastructure is evolving for businesses involved in international transactions.
Stablecoin activity expands beyond trading
According to the report, stablecoin supply surpassed $300 billion in 2025, while annual on-chain transaction volume approached $46 trillion.
Changelly’s internal data showed that:
- 23.78% of completed transactions involved stablecoins
- Stablecoin transaction sizes were approximately five times larger than non-stablecoin transactions
The report also found that stablecoin swap participation increased 33% year-over-year, while flows between crypto assets and stablecoins remained relatively balanced, suggesting users increasingly treat stablecoins as an active liquidity layer rather than solely a defensive asset.
Everyday spending behavior becomes more visible
Survey data conducted by Changelly and Simple indicated broader stablecoin use in day-to-day spending activity:
- 60.6% of respondents reported spending through crypto-linked cards
- Average transaction sizes were approximately €40
- Most spending activity was concentrated in categories such as groceries and transportation
The findings suggest that stablecoin usage patterns are increasingly resembling traditional debit card behavior.
The report also identified education and user understanding as a more significant barrier than infrastructure. While 59% of crypto card users reported no technical issues, 58% of non-users cited lack of understanding as the primary obstacle to adoption.
Upcoming discussion on stablecoin infrastructure
The May 15 discussion will focus on the role of stablecoins in international payments and digital financial infrastructure.
Topics expected to be covered include:
- The role of stablecoins as an onboarding layer into crypto
- The shift from passive holding toward active spending and usage
- Why product design and user understanding are becoming increasingly important drivers of adoption
The session will include a 20-minute discussion followed by a live Q&A segment.
About Changelly
Changelly is an instant crypto exchange platform and a trusted crypto API provider serving over 600 companies and 12 million users worldwide. It offers secure crypto-to-crypto exchange, fiat on-ramp/off-ramp APIs, and crypto payment processing. Discover how businesses can enhance their crypto offerings with Changelly’s business products. Follow Changelly on LinkedIn for updates on new features and industry trends.
About Stablerail
Stablerail is the AI neobank for stablecoin-native companies moving 6–8 figures monthly. One self-custodial account to hold, swap, pay, invoice, get fiat IBANs, spend on cards, and earn yield. AI screens every payment for sanctions, taint, and policy match before anyone signs.
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